Gemba Finance, the London-based embedded finance infrastructure provider, has cemented its position as one of the UK’s fastest-growing small and medium-sized enterprises by securing the 33rd spot in the 2026 Elite Business 100 (EB100) rankings.
The prestigious EB100 index, judged by a panel of industry veterans including Enterprise Nation founder Emma Jones CBE and former Dragons’ Den investor Piers Linney, recognises Britain’s most resilient and innovative SMEs. Gemba’s inclusion highlights a broader market shift towards "invisible" banking infrastructure, allowing non-financial entities to deploy white-label banking applications seamlessly without the traditional barriers to entry. The company, alongside other top-tier SMEs, was formally honoured at a gala event at the Leonardo Royal Hotel in London on March 11, 2026.
The accolade follows a period of hyper-growth for the Financial Conduct Authority-regulated firm. By August 2025, Gemba reported surpassing 1.25 billion in gross merchandise volume processed through its rails. Further accelerating its commercial reach, the company recently announced its strategic integration into the Microsoft Commercial and Google Cloud marketplaces. This "Fintech-in-a-Box" model drastically reduces the time to market, enabling global technology firms to launch fully branded banking applications in under seven minutes while retaining up to 70% of their custom fee revenue.
To support its aggressive global scale-up, Gemba has significantly bolstered its executive bench and its compliance frameworks. In January 2026, the firm appointed fintech veteran Georg Hauer—formerly General Manager at N26 and COO/CFO at Hawk AI—as a strategic advisor to steer its regulatory expansion across the UK, EU, and US markets. Alexander Legoshin, CEO of Gemba, noted that Hauer's deep experience in aligning rapid consumer scaling with B2B infrastructure perfectly matches the company's trajectory. Concurrently, the firm partnered with ThetaRay to integrate its AI-powered SONAR technology, enhancing anti-money laundering transaction monitoring to reduce regulatory exposure during rapid cross-border growth.
These operational milestones have also been accompanied by deep institutional validation. Gemba's proprietary approach to banking-as-a-service recently earned the firm a coveted place in the JPMorgan Chase Fintech Forward Programme, further accelerating its mission to deliver highly accessible financial solutions globally. As the B2B infrastructure sector matures, Gemba’s trajectory underscores the immense strategic value locked within the underlying financial plumbing powering the modern digital economy.
