Accountants
With Gemba, you can offer full business banking services to your clients under your own brand. This allows you to open dedicated client accounts, automate reconciliations, and ensure full compliance — all while earning a 20% revenue share on all payments.
Streamlined client money management
1. Dedicated client IBANs for easy segregation
Keep each client’s funds separate to maintain clarity and simplify reporting
2. Automated reconciliation and reporting
Reduce manual effort and streamline operations by integrating Gemba's secure payment rails into your firm's practice management software
3. Seamless cross-border transfers
Offer multi-currency accounts and payments, including FPS, SEPA, and SWIFT
4. Stronger compliance and reduced manual errors
Gemba handles all regulatory and operational requirements, from KYC/KYB to ongoing compliance and client support
Fintechs
Fintech startups and scale-ups use Gemba’s platform to launch financial products faster, from digital wallets to payment processing. Gemba cuts through the inefficiency of traditional banks, enabling you to launch as a full-stack banking provider with ease. You can operate under Gemba's compliant infrastructure while awaiting your own licensing, saving up to £250k and valuable time.
Embed financial services at scale
1. API-first embedded banking
Integrate financial services directly into your platform with simple APIs
2. Launch products quickly
Go live with a fully branded online banking app in as little as 10 minutes. You can also deploy a branded corporate credit card program in just 4-6 hours.
3. Global payments and accounts
Offer multi-currency accounts and facilitate instant local and global payments (Faster Payments, SEPA, SWIFT)
4. Regulatory and compliance support
Gemba handles all Know Your Customer (KYC) and Know Your Business (KYB) checks, AML, and ongoing compliance on your behalf
Payroll Providers
Payroll companies can deliver on-time, cross-border salary payments with ease. Gemba's bulk payout engine can process up to 3,000 Faster Payments per minute, reducing rejection rates and improving transaction validation. This ensures employees get paid quickly, every time.
Faster, reliable salary payouts
1. Low failure/reject rates thanks to validation
Gemba's automated checks help avoid payment errors
2. Supports multi-currency salary disbursements
Pay employees in their local currencies without hassle
3. Automated, scalable batch payments
Process thousands of payments in a single workflow efficiently
4. Improved transparency for compliance
Gemba handles all KYC, KYB, AML, and monitoring, so you can focus on your core business
Lawyers
Law firms handling client money can use Gemba to create segregated client accounts, automate settlements, and manage funds securely under strict compliance rules. Simplify client money management without relying on multiple banking partners.
Client trust accounts made simple
1. Dedicated client accounts and IBANs
Keep each client’s funds completely separate for security and clarity. Gemba can also act as a trusted intermediary for high-value transactions by securely holding funds until all legal obligations are met.
2. Automated settlements and disbursements
Simplify the disbursement of litigation settlements to numerous parties with a single, automated workflow
3. Reduced operational overhead
Streamline processes so staff can focus on client services. Gemba’s platform is a one-click setup that requires no IT resources and is fully compliant with FCA regulations.
4. New revenue streams from fintech referrals
Earn a share of revenue by referring your fintech clients to Gemba, helping them overcome hurdles and launch swiftly.
Growing Your Business with Gemba
Achieve True Flexibility
As your business grows, needs and priorities evolve. Traditional banks often limit growth with rigid systems. Gemba offers a modular, integrated banking and payments platform that adapts to your workflow. Easily deploy or adjust features without disrupting core operations, giving your organization the flexibility it needs to scale confidently.
Seamless Scalability
Built on a cloud-based infrastructure, Gemba scales effortlessly with your business — from startups to large enterprises. Start with simple manual operations and transition to fully automated processes without migrating data or changing your setup. Grow your financial operations at your own pace while maintaining full control and compliance.
Process Efficiency
As companies grow, efficiency becomes mission-critical. With Gemba, every function is accessible through powerful APIs, enabling full automation of banking and payment processes. By minimizing errors and dramatically reducing rejection rates, Gemba helps you streamline operations, cut costs, and scale faster.
Benefit from Gemba Today
Switching from traditional banks doesn’t have to be complicated. Gemba supports legacy banking and payment mechanisms, making migration simple and low-risk. Once live, your business can instantly unlock Gemba’s full suite of features — from embedded finance to automation — and tailor them to fit your needs from day one.
Reducing Bank-Imposed Restrictions
Traditional banks often impose rigid limits that slow down your business. Gemba takes a smarter approach by applying advanced validation to every transaction, lowering failure rates and reducing risk. The result? Fewer restrictions, greater flexibility, and a smoother experience across all your financial operations.
Simplify payments and compliance with Gemba’s modular finance tools
Start with Gemba
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