Open Account

Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Gaming
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - White label setup manual
    Start your online banking app in 3 hours White label no-code online banking manual
Company

Gemba

Transforming business banking at its core!

Creating lightening speed payments, accounting and full stack management solutions that are fully integrated and work organically within any organization.

You’ll Be Ready To Go In Minutes

Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Gaming
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - White label setup manual
    Start your online banking app in 3 hours White label no-code online banking manual
Company

Open Account

Gemba

Transforming business banking at its core!

Creating lightening speed payments, accounting and full stack management solutions that are fully integrated and work organically within any organization.

You’ll Be Ready To Go In Minutes

Get Started

Gemba
Business Account

Easily manage your everyday financial operations with your own IBAN account. No branch visit needed. We execute both incoming and outgoing SEPA payments with all EU banks that support SEPA transfers.

Send and receive money internationally, issue payouts and cut
transfer costs.

→ Send and accept cross-border transfers
→ Send instant transfers in EUR with direct SEPA
→ Cut costs and save time with bulk transfers

Get Started

Accounts

Create accounts for your company or your customers. Access data and manage transactions for each account.

IBANs

Enable transfers and debits. Create as many IBANs as you want for all your accounts.

Accounting

Elevate your solution with seamlessly embedded banking features.

Cards (Beta)

Pamper your customers or employees with smart cards. You can design and issue cards with your own logo in just seconds using our dashboard.

Web banking app

Invite your customers to our ready-made web banking app (white-labeled), or build your own using our APIs.

Virtual IBANs

Enjoy automated reconciliation by assigning limitless virtual IBANs to your account for free.

We are excited to announce the release of our White-Label!

Gemba
Business Account

Easily manage your everyday financial operations with your own IBAN account. No branch visit needed. We execute both incoming and outgoing SEPA payments with all EU banks that support SEPA transfers.

Send and receive money internationally, issue payouts and cut
transfer costs.

→ Send and accept cross-border transfers
→ Send instant transfers in EUR with direct SEPA
→ Cut costs and save time with bulk transfers

Get Started

Accounts

Create accounts for your company or your customers. Access data and manage transactions for each account.

IBANs

Enable transfers and debits. Create as many IBANs as you want for all your accounts.

Accounting

Elevate your solution with seamlessly embedded banking features.

Cards (Beta)

Pamper your customers or employees with smart cards. You can design and issue cards with your own logo in just seconds using our dashboard.

Web banking app

Invite your customers to our ready-made web banking app (white-labeled), or build your own using our APIs.

Virtual IBANs

Enjoy automated reconciliation by assigning limitless virtual IBANs to your account for free.

We are excited to announce the release of our White-Label!

Gemba Business Account

Send and receive money internationally, issue payouts and cut transfer costs.

Accounts

IBANs

Accounting

Cards (Beta)

Web banking app

Virtual IBANs

We are excited to announce the release of our White-Label!

Gemba Business Account

Send and receive money internationally, issue payouts and cut transfer costs.

Accounts

IBANs

Accounting

Cards (Beta)

Web banking app

Virtual IBANs

We are excited to announce the release of our White-Label!

Gemba
Business Account

Send and receive money internationally, issue payouts and cut
transfer costs.

Gemba
Business Account

Send and receive money internationally, issue payouts and cut
transfer costs.