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Payment accounts via API

Most modern businesses run numerous internal systems that either initiate payments or require data about payments. By unifying this data into an easy to manage hub, businesses can save time, money, and resources and transform their payment process overnight.

Advanced way

The most advanced way to do this is through the use of APIs. Integrated APIs can link all internal accounts that hold payment related data to the specific payment accounts, streamlining the payment process from end to end.

Safe and secure

Businesses need a safe and secure account where payments both in and out of the business can be controlled, monitored and managed.

Innovative Services

For centuries traditional banks have fulfilled this role. However regulatory changes have now allowed Gemba and other Fintechs to provide new, innovative services, opening up an exciting new era of business current accounts.

  • Why doesn’t my account send me an alert when a customer pays so I can ship their goods quickly?
  • When I run the payroll, why do I have to create a file and send it to my bank? Why don’t payments just hap
  • Why aren’t my account and CRM systems updated in real time when money arrives?

With Gemba, payments become instant and invisible, meaning all these issues disappear overnight. Gemba lets you tailor your payments to match the way your business wants and needs to work efficiently and cost effectively. As it should be.


Fully functional current accounts

Account issued in your name, with a unique reachable IBAN / Sort Code (connected to SEPA, SWIFT etc.), so you can so you can make and receive payments just like a bank.


Account-2-Account payments

Gemba supports all Account-2-Account payments, including Credit Transfers, Instant Payments and Open Banking.


built around you

Integrate directly with our easy to use RESTful APIs, including web hook alerts, or use our pre-built plug-ins to popular software packages to put open banking and payment functionality where it needs to be within your business.


Built-in payment engine for businesses

Benefit from a fully integrated payment engine, offering data validation, fraud detection, schedules, mandates, alerting and exception processing.


Hierarchical and Virtual Accounts Facilitated

The Gemba operational and control environment has been designed to be hierarchical, allowing more complex account structures to be supported across both real and virtual accounts.


Start benefiting 

Our easy onboarding process gets you going quickly, delivering value from day one and replicating traditional banking procedures when required.

We are working hard to build up our set of robustand easy-to-integrate banking tools

Open account