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Higher risk clients fees

Fee schedule for higher-risk clients, financial institutions, and asset managers


Clients & Account maintenanceEXCEPTIONALFINANCIAL INSTITUTIONSINVESTMENT FUNDS
Account opening application review fee850,002850,001850,00
Manual account opening (assistance, physical form filings, enhanced due diligence) 990,00990,00990,00
Account confirmation; balance reference50,0050,0050,00
Closed account statement reference fee50,0050,0050,00
Information prepared for auditors390,00390,00390,00
Post services fee30,0030,0030,00
Account maintenance (per month)1490,001950,00990,00
Dedicated manager / VIP service1000,001000,001000,00
Change of payment details after payment has been authorized10,0010,0010,00
Incoming payment with not fully correct details (if recipient can be identified) 100,00100,00100,00
Account termination due to violation of our Terms1900,003900,002900,00
Holding funds on the account following termination of business relations with the customer (per month)5% (min 500,00)5% (min 500,00)5% (min 500,00)
Enhanced Due Diligence on a Client's customerFree290,00390,00

Card operations


Plastic card issuance/replacement (with regular post-delivery within EU) 30,0030,0015,00
Virtual card issuance/replacement1,001,001,00
Card shipping and handling (within EU)FreeFreeFree
PIN Change fee1,001,001,00
Card service monthly fee with SMS transaction alerts5,005,005,00
ATM balance request1,001,001,00
Basic issuing fraud management (with transaction alerts)FreeFreeFree
Reclamation/reclamation representment processing fee12,0012,0012,00
PurchasesFreeFreeFree
Cash withdrawal fee (SEPA region)3,00%3,00%2,00%
Cash withdrawal fee (Non-SEPA region)4,00%4,00%3,00%
Funds loading0,70%0,70%Free
Currency mark-up3,50%3,50%3,50%

Transactions


Incoming SEPA payment0,41% + 5,000,41% + 5,005,00
Outgoing SEPA payment0,24% + 15,000,14% + 15,0015,00
Incoming payment within the UK0,41% + 5,000,41% + 5,0015,00
Outgoing payment within the UK0,24% + 15,000,14% + 15,0015,00
Incoming international payment0,41% + 30,000,41% + 30,0030,00
Outgoing international payment (SHA)0,24% + 15,000,14% + 75,0075,00
Outgoing international payment (OUR) / additional fee75,0075,0075,00
Incoming internal transfer0,41% + 5,000,41% + 5,005,00
Outgoing internal transfer0,24% + 15,000,14% + 15,0015,00
Instant outgoing SEPA payment0,24% + 30,000,14% + 5,000,14% + 5,00
SEPA Direct Debit0,24% + 30,000,14% + 5,0025,00
Failed SEPA Direct Debit5,005,005,00
Transaction investigation100,00100,00100,00
HRT Fee1% (min 500,00)1% (min 500,00)1% (min 500,00)
SWIFT message copy100,00100,00100,00

Exchange


FIAT currency purchase (fixed rate, offline)1,90%1,90%1,90%
FIAT currency purchase (online)1,90%1,90%1,90%
FIAT currency purchase to non-popular currencies (online)3,50%3,50%3,50%
FIAT currency sale (fixed rate, offline)1,90%1,90%1,90%
FIAT currency sell (online)1,90%1,90%1,90%
FIAT currency sell to non-popular currencies (online)3,50%3,50%3,50%
Effective from: 11/07/2023

Higher risk clients fees

Fee schedule for higher-risk clients, financial institutions, and asset managers
Clients & Account maintenance
EXCEPTIONAL
FINANCIAL INSTITUTIONS
INVESTMENT FUNDS
Account opening application review fee
850,00
2850,00
1850,00
Manual account opening (assistance, physical form filings, enhanced due diligence)
990,00
990,00
990,00
Account confirmation; balance reference
50,00
50,00
50,00
Closed account statement reference fee
50,00
50,00
50,00
Information prepared for auditors
390,00
390,00
390,00
Post services fee
30,00
30,00
30,00
Account maintenance (per month)
1490,00
1950,00
990,00
Dedicated manager / VIP service
1000,00
1000,00
1000,00
Change of payment details after payment has been authorized
10,00
10,00
10,00
Incoming payment with not fully correct details (if recipient can be identified)
100,00
100,00
100,00
Account termination due to violation of our Terms
1900,00
3900,00
2900,00
Holding funds on the account following termination of business relations with the customer (per month)
5% (min 500,00)
5% (min 500,00)
5% (min 500,00)
Enhanced Due Diligence on a Client's customer
Free
290,00
390,00
Card operations
Plastic card issuance/replacement (with regular post-delivery within EU)
30,00
30,00
15,00
Virtual card issuance/replacement
1,00
1,00
1,00
Card shipping and handling (within EU)
Free
Free
Free
PIN Change fee
1,00
1,00
1,00
Card service monthly fee with SMS transaction alerts
5,00
5,00
5,00
ATM balance request
1,00
1,00
1,00
Basic issuing fraud management (with transaction alerts)
Free
Free
Free
Reclamation/reclamation representment processing fee
12,00
12,00
12,00
Purchases
Free
Free
Free
Cash withdrawal fee (SEPA region)
3,00%
3,00%
2,00%
Cash withdrawal fee (Non-SEPA region)
4,00%
4,00%
3,00%
Funds loading
0,70%
0,70%
Free
Currency mark-up
3,50%
3,50%
3,50%
Transactions
Incoming SEPA payment
0,41% + 5,00
0,41% + 5,00
5,00
Outgoing SEPA payment
0,24% + 15,00
0,14% + 15,00
15,00
Incoming payment within the UK
0,41% + 5,00
0,41% + 5,00
15,00
Outgoing payment within the UK
0,24% + 15,00
0,14% + 15,00
15,00
Incoming international payment
0,41% + 30,00
0,41% + 30,00
30,00
Outgoing international payment (SHA)
0,24% + 15,00
0,14% + 75,00
75,00
Outgoing international payment (OUR) / additional fee
75,00
75,00
75,00
Incoming internal transfer
0,41% + 5,00
0,41% + 5,00
5,00
Outgoing internal transfer
0,24% + 15,00
0,14% + 15,00
15,00
Instant outgoing SEPA payment
0,24% + 30,00
0,14% + 5,00
0,14% + 5,00
SEPA Direct Debit
0,24% + 30,00
0,14% + 5,00
25,00
Failed SEPA Direct Debit
5,00
5,00
5,00
Transaction investigation
100,00
100,00
100,00
HRT Fee
1% (min 500,00)
1% (min 500,00)
1% (min 500,00)
SWIFT message copy
100,00
100,00
100,00
Exchange
FIAT currency purchase (fixed rate, offline)
1,90%
1,90%
1,90%
FIAT currency purchase (online)
1,90%
1,90%
1,90%
FIAT currency purchase to non-popular currencies (online)
3,50%
3,50%
3,50%
FIAT currency sale (fixed rate, offline)
1,90%
1,90%
1,90%
FIAT currency sell (online)
1,90%
1,90%
1,90%
FIAT currency sell to non-popular currencies (online)
3,50%
3,50%
3,50%
Effective from: 11/07/2023
All prices are in GBP. UK – for UK residents. If the company, director and UBO are UK residents, we apply this fee. EU – for EU residents. If the company, director and UBO are EU residents, and none of them are outside EU and UK, we apply this fee. WORLD – for the rest of the world. If the company or director, or UBO are non-EU/ UK residents, we apply this fee. Additional compliance charge can be applied for High-Risk Transfers (HRT). HRT – category of transfers related to crypto assets, PEPs, individuals for whom negative adverse media is available, ones that triggered inquiries of our partner banks/FIs or similar, or for transactions with high risk countries/territories. The compliance fee is 1% (min GBP500 or GBP250 per hour spent by compliance department) and may be applied to HRT or when a single transaction amount or a cumulative amount multiple transactions processed within a 24-hour interval exceeded GBP10,000. Sometimes we may request supporting documentation for transactions made at our payment system. Please make sure you are able to provide them in timely manner. If we are unable to receive supporting documentation within 3 business days, we may charge late fee of 5 GBP per day starting 4th day after our request has been sent or from the next day after the date specified in the request. * Account may be considered inactive if the customer has not made any transaction within previous 90 days. ** High risk countries are countries listed in current FATF grey list and the following list: Albania (AL), Algeria (DZ), American Samoa (AS), Angola (AO), Anguilla (AI), Antigua and Barbuda (AG), Azerbaijan (AZ), Bahamas (BS), Bahrain (BH), Aruba (AW), Barbados (BB), Belarus (BY), Belize (BZ), Benin (BJ), Bermuda (BM), Bolivia (BO), Bosnia and Herzegovina (BA), Botswana (BW), Bouvet Island (BV), Burkina Faso (BF), Burundi (BI), Cambodia (KH), Cameroon (CM), Cape Verde (CV), Cayman Islands (KY), Central African Republic (CF), Chad (TD), Christmas Island (CX), Cocos (Keeling) Islands (CC), Colombia (CO), Comoros (KM), Congo (CG), Congo, Democratic Republic (CD), Cook Islands (CK), Costa Rica (CR), Cote D'Ivoire (CI), Cuba (CU), Djibouti (DJ), Dominica (DM), Dominican Republic (DO), Ecuador (EC), British Indian Ocean Territory (IO), Brunei (BN), El Salvador (SV), Equatorial Guinea (GQ), Eritrea (ER), Ethiopia (ET), Falkland Islands (Malvinas) (FK), Fiji (FJ), French Guiana (GF), French Polynesia (PF), French Southern Territories (TF), Gabon (GA), Gambia (GM), Georgia (GE), Grenada (GD), Guadeloupe (GP), Guam (GU), Guatemala (GT), Guinea (GN), Guinea-Bissau (GW), Guyana (GY), Haiti (HT), Heard Island and McDonald Islands (HM), Honduras (HN), Ghana (GH), Indonesia (ID), Iran (IR), Iraq (IQ), Isle of Man (IM), Jamaica (JM), Jordan (JO), Kazakhstan (KZ), Kenya (KE), Kiribati (KI), Lebanon (LB), Lesotho (LS), Liberia (LR), Libya (LY), Korea, North (KP), Kuwait (KW), Kyrgyzstan (KG), Laos (LA), Macedonia (MK), Madagascar (MG), Malawi (MW), Malaysia (MY), Maldives (MV), Mali (ML), Marshall Islands (MH), Martinique (MQ), Mauritania (MR), Mauritius (MU), Mayotte (YT), Micronesia (FM), Montserrat (MS), Morocco (MA), Mozambique (MZ), Myanmar (MM), Namibia (NA), Nauru (NR), Nepal (NP), Nicaragua (NI), Niger (NE), Nigeria (NG), Niue (NU), Norfolk Island (NF), Northern Mariana Islands (MP), Oman (OM), Pakistan (PK), Palau (PW), Palestine (PS), Panama (PA), Papua new Guinea (PG), Paraguay (PY), Peru (PE), Philippines (PH), Pitcairn (PN), Russia (RU), Rwanda (RW), Saint Helena (SH), Saint Kitts and Nevis (KN), Saint Lucia (LC), Saint Pierre and Miquelon (PM), Saint Vincent and The Grenadines (VC), Samoa (WS), San Marino (SM), Sao Tome and Principe (ST), Saudi Arabia (SA), Puerto Rico (PR), Qatar (QA), Reunion (RE), Senegal (SN), Seychelles (SC), Sierra Leone (SL), Solomon Islands (SB), Somalia (SO), South Africa (ZA), South Georgia and The South Sandwich Islands (GS), Sri Lanka (LK), Sudan (SD), Suriname (SR), Svalbard and Jan Mayen Islands (SJ), Swaziland (SZ), Timor-Leste (TL), Togo (TG), Tokelau (TK), Tonga (TO), Trinidad And Tobago (TT), Tunisia (TN), Turkey (TR), Turkmenistan (TM), Turks and Caicos Islands (TC), Tuvalu (TV), Uganda (UG), Ukraine (UA), Netherlands Antilles (AN), New Caledonia (NC), Syria (SY), United States Minor Outlying Islands (UM), Uruguay (UY), Uzbekistan (UZ), Vanuatu (VU), Wallis and Futuna Islands (WF), Western Sahara (EH), Yemen (YE), Zambia (ZM), Zimbabwe (ZW), Afghanistan (AF), Venezuela (VE), Vietnam (VN), Virgin Islands (British) (VG), Virgin Islands (US) (VI), Tajikistan (TJ), Tanzania (TZ), Curacao (CW), Guernsey (GG), Saint Barthelemy (BL). List of countries with which we do not process any transactions: Congo, Democratic Republic (CD), Iran (IR), Korea, North (KP), Myanmar (MM), Nicaragua (NI), Palestine (PS), Somalia (SO), Sudan (SD), Syria (SY), Afghanistan (AF).
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Send and receive money internationally, issue payouts and cut
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Send and receive money internationally, issue payouts and cut
transfer costs.

  • → Send and accept cross-border transfers
  • → Send instant transfers in EUR with direct SEPA
  • → Cut costs and save time with bulk transfers
  • → Buy, sell and transfer foreign currencies
Get Started