Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Global payroll
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Seafarer account
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Platforms & Marketplaces
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - WhiteLabel Setup Guide
    Start your online banking app in 3 hours White label no-code online banking manual
Company

Streamlining business payments!

Empowering businesses with fast, secure payments, seamless accounting, and fully integrated management solutions that naturally fit into your organisation’s workflow.

Dedicated account numbers and IBANs in key currencies including GBP, EUR, USD, CAD, CHF, and others, paired with competitive FX rates.

Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Global payroll
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Seafarer account
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Platforms & Marketplaces
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - WhiteLabel Setup Guide
    Start your online banking app in 3 hours White label no-code online banking manual
Company

Open Account

Streamlining business payments!

Empowering businesses with fast, secure payments, seamless accounting, and fully integrated management solutions that naturally fit into your organisation’s workflow.

Dedicated account numbers and IBANs in key currencies including GBP, EUR, USD, CAD, CHF, and others, paired with competitive FX rates.

Get Started

Gemba
Business Account

Manage your finances with a dedicated IBANs — no branch visits needed. Enjoy fast SWIFT, SEPA, and Target2 payments globally. For GBP, we support Direct Debits, Faster Payments, CHAPS, and BACS. Seamlessly integrate with our Payments API for effortless bulk payouts.

Send and receive money internationally, issue payouts and cut
transfer costs.

→ Send and accept cross-border transfers
→ Send instant or close to instant transfers across the globe
→ Keep your money in GBP, EUR, USD, CAD, CHF, DKK, NOK, SEK, PLN, RON, CZK, HUF, HKD, SGD, ZAR and CNY.

Get Started

Accounts

Create accounts for your company or your customers. Access data and manage transactions for each account.

IBANs

Enable transfers and debits. Create as many IBANs as you want for all your accounts.

Accounting

Elevate your solution with seamlessly embedded banking features.

Corporate cards

Pamper your customers or employees with smart cards. You can design and issue cards with your own logo in just seconds using our dashboard.

Web banking app

Invite your customers to our ready-made web banking app (white-labeled), or build your own using our APIs.

Virtual IBANs

Enjoy automated reconciliation by assigning limitless virtual IBANs to your account for free.

We are excited to announce the release of our White-Label!

(Start your own branded online banking app in under 30 minutes. Fully managed by Gemba)

Gemba
Business Account

Send and receive money internationally, issue payouts and cut
transfer costs.

→ Send and accept cross-border transfers
→ Send instant or close to instant transfers across the globe
→ Keep your money in GBP, EUR, USD, CAD, CHF, DKK, NOK, SEK, PLN, RON, CZK, HUF, HKD, SGD, ZAR and CNY.

Get Started

Accounts

Create accounts for your company or your customers. Access data and manage transactions for each account.

IBANs

Enable transfers and debits. Create as many IBANs as you want for all your accounts.

Accounting

Elevate your solution with seamlessly embedded banking features.

Corporate cards

Pamper your customers or employees with smart cards. You can design and issue cards with your own logo in just seconds using our dashboard.

Web banking app

Invite your customers to our ready-made web banking app (white-labeled), or build your own using our APIs.

Virtual IBANs

Enjoy automated reconciliation by assigning limitless virtual IBANs to your account for free.

We are excited to announce the release of our White-Label!

(Start your own branded online banking app in under 30 minutes. Fully managed by Gemba)

Gemba Business Account

Send and receive money internationally, issue payouts and cut transfer costs.

Accounts

IBANs

Accounting

Corporate cards

Web banking app

Virtual IBANs

We are excited to announce the release of our White-Label!

Gemba Business Account

Send and receive money internationally, issue payouts and cut transfer costs.

Accounts

IBANs

Accounting

Corporate cards

Web banking app

Virtual IBANs

We are excited to announce the release of our White-Label!

Gemba
Business Account

Send and receive money internationally, issue payouts and cut
transfer costs.

Gemba
Business Account

Send and receive money internationally, issue payouts and cut
transfer costs.