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Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Gaming
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - White label setup manual
    Start your online banking app in 3 hours White label no-code online banking manual
Company
- About Gemba
- Team
- News
- Document archive
- Contact us

Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Gaming
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - White label setup manual
    Start your online banking app in 3 hours White label no-code online banking manual
Company
- About Gemba
- Team
- News
- Document archive
- Contact us

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Documents

Privacy Policy v1

Privacy Policy v2

Privacy Policy v2.1

https://ge.mba/privacy-policy-from-06-23/

Cookies Policy v2

Fees

Corporate Fees - till 19.02.2023

https://ge.mba/corporate-fees-till-19-02-2023/

Corporate Fees – till 11.07.2023

https://ge.mba/corporate-fees-till-11-07-2023/

Personal Fees – till 11.07.2023

https://ge.mba/personal-fees-till-11-07-2023/

Higher risk clients fees - till 11.07.2023

https://ge.mba/higher-risk-clients-fees-till-11-07-2023/

Corporate Fees - till 22.03.2024

https://ge.mba/corporate-fees-till-22-03-2024/

Personal Fees - till 22.03.2024

https://ge.mba/personal-fees-till-22-04-2024/

Higher risk client fees - till 22.03.2024

https://ge.mba/higher-risk-clients-fees-till-22-03-2024/

Terms & Conditions

Terms v2 (Effective May 04, 2021 — July 18, 2022)

Terms v3 (Effective July 28, 2021 — July 18, 2022)

https://ge.mba/terms_v3/

Terms v4 (Effective July 18, 2022 — January 31, 2023)

https://ge.mba/terms_v4/

Terms v4.2 (Effective January 31, 2023 — February 28, 2023)

https://ge.mba/terms_v4_2/

WHITE LABEL TERMS AND CONDITIONS V 1.0 | Effective from 11.07.2022 — 10.12.2022

https://ge.mba/wl-terms-till-10-12-2022/