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Higher risk clients fees

Fee schedule for higher-risk clients, financial institutions, and asset managers

Clients & Account maintenance

Account opening application review fee
EXCEPTIONAL
850.00
Assistance in account opening (collection of documents, physical assistance, filing)
EXCEPTIONAL
990.00
Account confirmation; balance reference
EXCEPTIONAL
50.00
Closed account statement reference fee
EXCEPTIONAL
50.00
Auditor confirmation package
EXCEPTIONAL
499.00
Post services fee surcharge
EXCEPTIONAL
30.00
Account maintenance (per month)
EXCEPTIONAL
1490.00
Dedicated manager / VIP service
EXCEPTIONAL
1000.00
Account termination due to violation of our Terms
EXCEPTIONAL
1990.00
Holding funds on the account following termination of business relations with the customer (per month)
EXCEPTIONAL
5% (min 500,00)
Enhanced Due Diligence on a Client's customer
EXCEPTIONAL
FREE

Card operations

Plastic card issuance/replacement (with regular post-delivery within the UK and EU)
EXCEPTIONAL
15.00
Virtual card issuance/replacement
EXCEPTIONAL
1.00
Express card shipping and handling (within the UK and EU)
EXCEPTIONAL
70.00
Card service monthly fee with SMS transaction alerts
EXCEPTIONAL
5.00
Reclamation/reclamation representment processing fee
EXCEPTIONAL
50.00
Funds loading
EXCEPTIONAL
9.99
Currency mark-up
EXCEPTIONAL
0.00%

Transactions

Incoming SEPA payment
EXCEPTIONAL
0.41% + 4.99
Outgoing SEPA payment
EXCEPTIONAL
0.24% + 9.99
Incoming payment within the UK (FPS)
EXCEPTIONAL
0.41% + 9.99
Outgoing payment within the UK (FPS)
EXCEPTIONAL
0.24% + 9.99
Incoming international payment
EXCEPTIONAL
0.41% + 26.40
Outgoing international payment (SHA: SWIFT/CHAPS/Target2)
EXCEPTIONAL
0.24% + 26.40
Additional fee for (OUR)
EXCEPTIONAL
75.00
Incoming internal transfer
EXCEPTIONAL
0.41%
Outgoing internal transfer
EXCEPTIONAL
0.24%
Instant outgoing SEPA payment
EXCEPTIONAL
0.24% + 26.40
Direct Debit
EXCEPTIONAL
0.24% + 9.99
Failed Direct Debit
EXCEPTIONAL
29.99
InvestigationPayment investigations, change of details
EXCEPTIONAL
49.00
High value fee
EXCEPTIONAL
1.00%
Rejected incoming payment fee
EXCEPTIONAL
50.00

Currency exchange (FX rates)

FX margin (major currencies)
EXCEPTIONAL
1.50%
FX margin (minor currencies)
EXCEPTIONAL
1.50%
FX margin (soft currencies)
EXCEPTIONAL
SPOT
FX margin (exotic currencies)
EXCEPTIONAL
SPOT

All prices are in GBP. UK – for UK residents. If the company, director and UBO are UK residents, we apply this fee. EU – for EU residents. If the company, director and UBO are EU residents, and none of them are outside EU and UK, we apply this fee. WORLD – for the rest of the world. If the company or director, or UBO are non-EU/ UK residents, we apply this fee. *High Value Fee – If the volume of transactions starting Monday exceeds 100 000 GBP, we charge the fee for the whole weekly amount from the first day of the week and until the end of the week. Additional compliance charge can be applied for High-Risk Transfers (HRT). HRT – category of transfers related to crypto assets, PEPs, individuals for whom negative adverse media is available, ones that triggered inquiries of our partner banks/FIs or similar, or for transactions with high risk countries/territories. The compliance fee is 1% (min GBP500 or GBP250 per hour spent by compliance department) and may be applied to HRT or when a single transaction amount or a cumulative amount multiple transactions processed within a 24-hour interval exceeded GBP10,000. Sometimes we may request supporting documentation for transactions made at our payment system. Please make sure you are able to provide them in timely manner. If we are unable to receive supporting documentation within 3 business days, we may charge late fee of 5 GBP per day starting 4th day after our request has been sent or from the next day after the date specified in the request. Account may be considered inactive if the customer has not made any transaction within previous 90 days.

** High risk countries are countries listed in current FATF grey list and the following list: Albania (ALB), Algeria (DZA), American Samoa (ASM), Andorra (AND), Angola (AGO), Anguilla (AIA), Antigua and Barbuda (ATG), Argentina (ARG), Armenia (ARM), Aruba (ABW), Azerbaijan (AZE), Bahamas (BHS), Bahrain (BHR), Bangladesh (BGD), Barbados (BRB), Belize (BLZ), Benin (BEN), Bermuda (BMU), Bolivia (BOL), Bosnia and Herzegovina (BIH), Botswana (BWA), Bouvet Island (BVT), British Indian Ocean Territory (IOT), Brunei (BRN), Bulgaria (BGR), Burkina Faso (BFA), Burundi (BDI), Cambodia (KHM), Cameroon (CMR), Cape Verde (CPV), Cayman Islands (CYM), Central African Republic (CAF), Chad (TCD), China (CHN), Christmas Island (CXR), Cocos (Keeling) Islands (CCK), Colombia (COL), Comoros (COM), Congo (COG), Congo, Democractic Republic (COD), Cook Islands (COK), Costa Rica (CRI), Cote D'Ivoire (CIV), Croatia (HRV), Djibouti (DJI), Dominica (DMA), Dominican Republic (DOM), Ecuador (ECU), El Salvador (SLV), Faroe Islands (FRO), Falkland Islands (Malvinas) (FLK), Fiji (FJI), French Guiana (GUF), French Polynesia (PYF), French Southern Territories (ATF), Gabon (GAB), Gambia (GMB), Georgia (GEO), Ghana (GHA), Gibraltar (GIB), Grenada (GRD), Guadeloupe (GLP), Guam (GUM), Guatemala (GTM), Guinea (GIN), Guinea-Bissau (GNB), Guyana (GUY), Haiti (HTI), Heard Island and McDonald Islands (HMD), Honduras (HND), Hong Kong (China) (HKG), Indonesia (IDN), Iraq (IRQ), Israel (ISR), Jamaica (JAM), Jordan (JOR), Kazakhstan (KAZ), Kenya (KEN), Kiribati (KIR), Kuwait (KWT), Kyrgyzstan (KGZ), Laos (LAO), Lesotho (LSO), Liberia (LBR), Macau (China) (MAC), Macedonia (MKD), Madagascar (MDG), Malawi (MWI), Malaysia (MYS), Maldives (MDV), Mali (MLI), Marshall Islands (MHL), Martinique (MTQ), Mauritania (MRT), Mauritius (MUS), Mayotte (MYT), Mexico (MEX), Micronesia (FSM), Monaco (MCO), Montserrat (MSR), Morocco (MAR), Mozambique (MOZ), Namibia (NAM), Nauru (NRU), Nepal (NPL), Netherlands Antilles (ANT), New Caledonia (NCL), Nicaragua (NIC), Niger (NER), Nigeria (NGA), Niue (NIU), Norfolk Island (NFK), Northern Mariana Islands (MNP), Oman (OMN), Pakistan (PAK), Palau (PLW), Panama (PAN), Papua new Guinea (PNG), Paraguay (PRY), Peru (PER), Philippines (PHL), Pitcairn (PCN), Puerto Rico (PRI), Qatar (QAT), Reunion (REU), Rwanda (RWA), Saint Helena (SHN), Saint Kitts and Nevis (KNA), Saint Lucia (LCA), Saint Pierre and Miquelon (SPM), Saint Vincent and The Grenadines (VCT), Samoa (WSM), Sao Tome and Principe (STP), Saudi Arabia (SAU), Senegal (SEN), Seychelles (SYC), Sierra Leone (SLE), Solomon Islands (SLB), Somalia (SOM), South Africa (ZAF), South Georgia and The South Sandwich Islands (SGS), Suriname (SUR), Svalbard and Jan Mayen Islands (SJM), Swaziland (SWZ), Tajikistan (TJK), Tanzania (TZA), Timor-Leste (TLS), Togo (TGO), Tokelau (TKL), Tonga (TON), Trinidad And Tobago (TTO), Turkey (TUR), Turkmenistan (TKM), Turks and Caicos Islands (TCA), Tuvalu (TUV), Uganda (UGA), United Arab Emirates (ARE), United States Minor Outlying Islands (UMI), Uruguay (URY), Uzbekistan (UZB), Vanuatu (VUT), Venezuela (VEN), Vietnam (VNM), Virgin Islands (British) (VGB), Wallis and Futuna Islands (WLF), Western Sahara (ESH), Yemen (YEM), Zambia (ZMB), Zimbabwe (ZWE), Afghanistan (AFG), Serbia (SRB), Curacao (CUW), Saint Barthelemy (BLM). To access JSON version of this list in realtime please use this link: https://cdn.ge.mba/mb/hr.json.

Accounts

Accounts

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IBANs

IBANs

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