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  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
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Business
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  Easily manage your everyday financial operations with your own IBAN account
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
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  Check if you are eligible to open a business account with us
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  Step-by-step guide for account application process
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Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Gaming
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - White label setup manual
    Start your online banking app in 3 hours White label no-code online banking manual
Company

Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Gaming
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - White label setup manual
    Start your online banking app in 3 hours White label no-code online banking manual
Company

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Planned hardware migration on July 4, 2023

Planned hardware migration on July 4, 2023

Dear Customers,

We are pleased to inform you that Gemba Finance is making significant enhancements to our infrastructure by migrating to Google Cloud. This upgrade will enable us to deliver even better services and improve your overall experience.

As part of this process, we will be conducting planned work on our data center. Consequently, there will be a scheduled downtime period starting from Friday, June 30, 2023, at 17:00 BST until Saturday, July 1, 2023, at 02:00 BST.

We want to assure you that during this time, no action is required from your end. Our dedicated team will be working diligently to complete the necessary tasks and minimize any disruption to our services. We appreciate your patience and understanding as we work towards providing you with an improved infrastructure.

Thank you for your understanding and cooperation during this transition. If you have any questions or concerns, please don’t hesitate to reach out to our support team.

Thank you for your continued support.

Sincerely,
Gemba Finance