Open Account

Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Global payroll
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Seafarer account
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Platforms & Marketplaces
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - WhiteLabel Setup Guide
    Start your online banking app in 3 hours White label no-code online banking manual
Company

Personal
- Account
  Easily manage your everyday financial operations with your own IBAN account. No branch visit needed.
- Help
Business
- Account
  Easily manage your everyday financial operations with your own IBAN account
- Global payroll
- Escrow
  Protect your international payments using Gemba’s escrow
- Payments
  Send and receive money internationally, issue payouts and cut transfer costs
- Seafarer account
- Eligibility
  Check if you are eligible to open a business account with us
- How to apply
  Step-by-step guide for account application process
- Help
Embedded Banking
- How it works
  We’re a fully licensed UK financial institution, which means, we’re regulated by the Financial Conduct Authority
- Features
  Wallet, payment account, bank account, spending account — however you think of it, payments at Gemba always pass through an account.
- Payment accounts via API
  Our free account lets you spend, save and manage your money, all in one place.
- Use cases
  - Incorporation services
    Stop introducing your clients to the bank. Bank your customers yourself.
  - Growing business
    As an organization grows, business needs and priorities change. During these periods, working with inflexible banks is highly restrictive to growth.
  - Insurance Business
    Gemba offers insurers a fast and easy pay-out solution, which enables you to efficiently send pay-outs to a customer’s bank account in seconds.
  - Platforms & Marketplaces
    Inviting your players to deposit by Open Banking is the new way to pay, enabling a seamless risk-free automated bank transfer that is fast and secure for both player and operator.
  - WhiteLabel Setup Guide
    Start your online banking app in 3 hours White label no-code online banking manual
Company

Open Account

Seafarer Account

A Seafarer Payment Account

Open Seafarer account

A Seafarer Bank-like Account is available to Yacht Companies who reside on board.

It is a unique and bespoke account, specifically designed for Yacht Charters

Local EU/UK  accounts

Build trust with local customers and business partners.

SEPA & SWIFT

Support for easy payments all over the world.

Virtual IBANs

Assign limitless virtual IBANs to your accounts. It's free. Great for automated reconciliation.

Cards

Pamper your customers or employees with smart cards. Using our dashboard, you can design and issue cards with your logo. (Cards without limits will be available in 2023)

Multi-currency

Hold, send & receive money in EUR, GBP,  & more...

Open & manage online

Get started in under a day.

We are working hard to build up our robust, easy-to-integrate banking tools.

Open Seafarer account

We are working hard to build up our robust, easy-to-integrate banking tools.

Open Seafarer account

Seafarer Account

A Seafarer Payment Account

A Seafarer Bank-like Account is available to Yacht Companies who reside on board.

It is a unique and bespoke account, specifically designed for Yacht Charters

Local EU/UK accounts

SEPA & SWIFT

Virtual IBANs

Cards

Multi-currency

Open & manage online

We are working hard to build up our robust, easy-to-integrate banking tools.

We are working hard to build up our robust, easy-to-integrate banking tools.

Local EU/UK  accounts