Powering the Future of FinTech Together with Microsoft

Accelerate Your Go-To-Market With Trusted Banking Infrastructure

Launch your own banking brand in hours, not months – save £250k+, stay fully compliant, and unlock new revenue streams with Gemba.

Gemba is an FCA-regulated financial platform and trusted UK government-recognised provider. As a Microsoft partner, we eliminate the inefficiencies of traditional banks so you can launch as a full-stack banking provider with ease. Whether you’re building a new fintech brand or embedding finance into your products, Gemba is your infrastructure partner for faster growth, lower costs, and higher returns.

Start Your Branded Bank in Minutes

Powering the Future of FinTech Together with Microsoft

We offer

Account number issuing

Multi-currency accounts

Cross border SWIFT payments

SEPA payments

Currency exchange

Multi-level account structures

High Yield Savings Account - Coming Soon

Instant internal transfers

Granular permission control

SEPA payments

Currency exchange

Multi-level account structures

High Yield Savings Account - Coming Soon

Instant internal transfers

Granular permission control

Why FinTechs Choose Gemba

💸 Save £250k+

Avoid licensing delays and upfront costs by operating under our fully compliant infrastructure.

⚡ Faster to Market

UK IBAN account in 10 minutes, White-label banking app in 7 minutes, Branded corporate card programme in 4–6 hours

📈 Unlock Recurring Revenue

Earn 20% per transaction fee, scaling your profits with every customer payment.

🔒 Compliance Made Simple

From KYC/KYB and AML to risk management and reporting – Gemba handles it all.

💡 Web banking app

Invite your customers to our ready-made web banking app (white-labeled), or build your own using our APIs.

🌍 Full Banking Capabilities

Multi-currency accounts, global payments (FPS, SEPA, SWIFT), VISA cards, and more – ready to use instantly.

Ready to Launch Faster?

Join the next wave of fintech leaders powered by Gemba. Save £250k+, cut months of delays, and generate new revenue streams – all with a partner trusted by industry leaders.

👉 Start Building Today

Focus on Growth — We Handle the Rest

KYC/KYB as a Service

We verify your customers and businesses, fully compliant with regulations — you don’t lift a finger.

Compliance as a Service

Regulatory checks, reporting, and audits handled by our experts.

Bank Accounts as a Service

Launch branded accounts without managing banking infrastructure.

Credit Cards as a Service

Issue and manage cards under your brand, while we handle backend operations.

Customer Support as a Service

Extend Gemba’s dedicated support to your clients.

Infrastructure as a Service

Full banking and fintech infrastructure managed by us.

The infrastructure partner for fintechs that want speed, compliance, and recurring revenue.

💡 Faster to market, lower costs, higher returns.

Gemba provides the infrastructure, compliance, and technology so you can:

Launch your fintech offering instantly
Scale with confidence
Build a profitable, recurring revenue stream

The infrastructure partner for fintechs that want speed, compliance, and recurring revenue.

Register your account

Joining Gemba is hassle free. You'll be ready to go in minutes.

Setup White label profile

Add your branding details and setup your white label

Start onboarding your clients and generate revenue

That's It! You can now onboard your clients and generate revenue!

Total Support Package

Rest assured, we handle everything so you can focus on growing your business and serving your clients better.

Comprehensive Services Include:

1. Compliance

Our dedicated compliance team conducts all necessary checks internally, eliminating the need for you to have your own compliance team.

2. Processing

Leave the hassle of payment processing to us. Our team manages all payment processing needs for you and your clients, ensuring seamless transactions.

3. Branding

All automated emails are personalised with your branding, providing a consistent and professional experience for your clients from start to finish.

4. IT Support

Forget about IT maintenance concerns. Our expert team maintains our partners white-label platforms internally, ensuring smooth operations without any stress on your end.

In partnership with

Google for Startups, Microsoft, EY, Grow Global London

FCA-regulated (Licence No. 804853), based in London

Clear Bank, J.P. Morgan, UK Department for Business & Trade

Gemba is a UK Government-Recommended Banking Partner