Go live in just 7 minutes with zero setup fees and save £250k upfront. Start earning recurring revenue by taking 20% of transaction fees, all while staying fully compliant with automated KYC, KYB, fraud monitoring, and end-to-end customer support handled for you. Whether you prefer no-code simplicity or full API integration, we’ve got you covered.
Our platform lets you provide IBAN accounts, payments, and cards under your own brand — quickly, securely, and without building from scratch. We handle the tech, compliance, onboarding, and end-to-end customer support, so your customers are always taken care of and you can focus on growing revenue and strengthening relationships.
Eligible partners include: Early-stage FinTechs, Accounting Firms, Financial SaaS, Communities and Law Firms
Create accounts for your company or your customers. Access data and manage transactions for each account.
Enable transfers and debits. Create as many IBANs as you want for all your accounts.
Pamper your customers or employees with smart cards. You can design and issue cards with your own logo in just seconds using our dashboard.
Invite your customers to our ready-made web banking app (white-labeled), or build your own using our APIs.
Faster Payments, SEPA, and SWIFT with real-time reconciliation and FX capabilities
Ideal for payroll, contractor platforms, and marketplaces
Tailored solutions installed quickly to match your brand identity and business requirements, without requiring an IT team for installation.
Effortlessly integrate Gemba's advanced white-label banking features into your existing platform with a simple and easy installation process, requiring just a few DNS record setups.
From KYC/AML onboarding to fraud monitoring and ongoing support, we handle customer success end-to-end — so your customers are always protected and you can focus on growth.
We offer a revenue-sharing model, where you receive up to 20% of the revenue generated by your clients.
Stringent security measures in place, backed by our authorization from the FCA.
Access dedicated support from our team to guide you at every stage of the process.
Gemba is a UK government-recognised, FCA-regulated payment institution offering ready-to-launch digital banking infrastructure.
All the tools you need to deliver real banking value under your own brand
Quickly launch regulated banking features
Add client account infrastructure and new revenue lines
Streamline employee and contractor payments
Enable instant seller payouts and financial tools
Improve user retention and grow ARPU with embedded finance
Manage customer accounts compliantly and securely
Access world-class banking infrastructure without upfront costs. Simplified onboarding and integration with Gemba ecosystem.
EY • Grow Global London • Clear Bank • J.P. Morgan
FCA-regulated (Licence No. 804853), based in London
UK Department for Business & Trade
Gemba is a UK Government-Recommended Banking Partner
The fundamental nature of banking is undergoing a seismic transformation. For centuries, banking has been a distinct destination
Navigating the Trillion-Dollar Opportunity and Its Systemic Risks
Gemba, a UK licensed neo bank has been selected to join the prestigious JPMorganChase Fintech Forward Programme.
