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The payments market is changing, with pressure on payment service providers and gateways to deliver new and innovative payment solutions to their merchants.

Open Banking

Open Banking is the newest game in town, available across Europe, and increasingly demanded by merchants. Super-fast, ultra-secure, and cost-efficient compared to cards and other alternatives, offering an Open Banking solution has become a must-have for major European payment service providers.

Payout and Direct Debit

Payout and Direct Debit solutions are also becoming increasingly competitive, with merchants looking at alternatives to the traditional banks for these solutions.

Designed for the future

The world of payments and banking is undergoing major change. Alongside continued technological progress and rising customer expectations, regulators are now pushing for increased competition and innovation to meet the demands of the future. Gemba exists at the forefront of these trends, already offering API connectivity, access to Open Banking, and real-time payment processing to ensure your business capitalises on every new opportunity.


Complete payment functionality

With Gemba, we cover a range of Account-2-Account payment solutions all under one roof, helping clients collect payments via open banking and direct debits, make outbound payments (via credit transfers) or manage balances in their business account with Gemba.



Our products are all available through our industry-leading APIs, which enable you to customise our solutions for easy integration into your platform, and simple and seamless management of all your clients.


for all needs

With Gemba, you have options from integrated reseller solutions, all the way through to fully white labelled services, so whatever solutions you are looking to offer, Gemba has you covered.

We are working hard to build up our set of robust and easy-to-integrate banking tools

Open bank account